Privacy Policy
This privacy notice (“Notice”) outlines key aspects of Saldeco’s Privacy Policy, also referred to as “we” or “us.” This Notice provides a general summary of the rights and obligations of our clients, members, and other visitors to our website or those who interact with us in any way (“you”), as well as the rights and obligations of Saldeco itself; it details how we collect, process, store, and dispose of the personal information we collect from you.
As recommended by many regulators, Saldeco follows a “layered” approach to explain our privacy practices, and this Notice provides a summary of key information.
1. This Notice Summarizes
– The information we may collect from you.
– How we use it.
– Who we share it with.
– How we store it.
– Your rights regarding that information, including your rights to view and correct it.
2. Information We Collect from You
To provide you with services, Saldeco needs to collect certain information from you. This includes:
– Information you provide when you request a product or service from Saldeco, request changes to your service, or contact us about your account or transactions (whether online, via email, chat, phone conversation, or any other means).
– Information we collect from your visits to our website, whether you open an account or conduct a transaction with us, including your geolocation, type of device, frequency and duration of visits, and other details about your electronic interactions with us.
– Information we obtain through your use of our services and your participation in our marketing programs or other customer acquisition and retention programs.
3. How We Use Your Information
We use your information primarily to assist us in providing the services you request. For example, we use the bank account information you provide to enable you to make purchases on our websites, and we use information about merchants and other customers to whom you want to send money to fulfill your transaction.
We may also use this information to contact you about your account, your use of Saldeco services, to alert you to potential issues, and to respond to your questions. This information also helps us create marketing programs and others that may be of interest to you and to contact you about them.
As required by law, we use your information to help identify and detect money laundering, fraud, and other abuses of the financial system.
4. How We Share Your Information
We may share your information with our affiliates (i.e., companies that share our ownership) and with members of our network of Third-Party Service Providers who assist us in recording and processing your transactions. We may also share your information with credit reporting agencies, banks, card processors, identity verification services, and other organizations, but only to provide you with the services you request. We may also provide your information to government agencies, regulators, courts, and other third parties to help prevent crime or protect ourselves or our customers.
Occasionally, we may develop typologies based on how you and other customers use our service. However, these typologies do not contain personally identifiable information about you. We may share these typologies with social media companies and advertisers to help us market our services.
5. Data Storage and Security
Saldeco will ensure that your information is protected at all times with the same level of security it receives here.
Once we receive your information, we store it with encryption, information security protocols, data protection devices, and other means to help ensure we handle your information responsibly and comply with the law. However, no information transmitted over the Internet is completely secure. While we make every effort to safeguard your information, we cannot guarantee its security against hacking and unauthorized access. If such an event occurs, we will contact you immediately and keep you informed about the incident.
6. Your Rights
You have certain rights to view, correct, update, or delete the personal information you have provided to us. Your rights depend on where you live. Since Saldeco’s services and/or products may be regulated by various state and federal agencies, we may be required to retain and report your personal information even after you have ceased doing business with us.
7. Changes to Our Privacy Policy
We will post any changes to our Privacy Notice immediately on our website. Not all changes may result in an update to this Notice, which is only a summary to help you understand how we use your information.
8. How to Contact Us
You can contact us at any time for more information about our privacy policies at info@saldeco.com, during normal business hours as indicated on our website.
Thank you for trusting Saldeco.